Convert your USDT, USDC, and DAI to OUSD to start earning yields immediately
All the earnings, none of the hassles
DeFi yields are automatically converted to OUSD and accrue in your wallet. Your OUSD balance compounds multiple times per day. No staking or lock-ups are required.
Spend your OUSD with ease
There's no need to unwind complicated positions when you want to spend your OUSD. Transfer OUSD without having to unstake or unlock capital.
Elastic supply, stable price
OUSD is pegged to the US Dollar. Returns are distributed as additional units of OUSD. See your OUSD grow much faster than your USD grows in traditional savings accounts.
1:1 backed by other stablecoins
OUSD is secured by other proven stablecoins like USDT, USDC, and DAI. Capital is further insured by governance tokens issued by platforms like Aave and MakerDAO.
Automated yield farming
Automated strategies in transparent OUSD smart contracts manage your funds. See exactly how your money is being put to work.
You always have full control
Store and earn OUSD with non-custodial Ethereum wallets. Enter and exit OUSD whenever you want. There's no minimum holding period or minimum OUSD amount required to earn yields.
Backed by optional insurance
Protect your OUSD holdings with smart contract insurance. Optional coverage is provided by Nexus Mutual and InsurAce.Learn more >
Exchanges and partners
Use the Dapp to get the best price when swapping to & from OUSD. The Dapp checks costs of the swap on external exchanges as well as our Vault contract and picks the best price for you. You can also trade OUSD directly from our partners & exchanges.
The perfect stablecoin for both spending and saving
Beat traditional savings and money markets
At an estimated APY of 0.00%, OUSD earnings trounce traditional financial instruments.
Instantaneous peer-to-peer transfers
Send OUSD to pay your friends and family instead of using Venmo or Paypal. They’ll earn yield immediately.
Remittances without fees
Need to send money to China or the Philippines? Your recipients get OUSD without losing the average of 6.7% on fees.
A better unit of account
Easily track your DeFi earnings without complicated spreadsheets and custom dashboards.
Audited and Verified
OUSD has been audited by multiple, well-respected security firms.
Protocol security remains top priority